Attention homeowners in Trinity and Trinity County: Need an appraisal?

Check out the top seven reasons TX homeowners order from Stayton Appraisal:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Trinity county's assessment of your propertyworth
  3. Remove PMI to lower a monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To settle an estate in Trinity county or TX by determining the true market value of real estate in question

Need help determining the value of your home in or near Trinity, TX?
Contact Stayton Appraisal.

At Stayton Appraisal, we understand the unique needs of a customer in need of appraisal services. Our regular business clients are used to the appraisal process and the usual "products" we deliver to them. As our non-traditionalclient, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Stayton Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.

PMI Removal Appraisals

A popular way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. At Stayton Appraisal, we're veterans in helping consumers just like you dismiss unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a local area that is declining or not appreciating as much as other homes close by. This only means you're probably paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Stayton Appraisal is your perfect weapon.

Was your HELOC recently frozen?

If your home is close to a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Stayton Appraisal can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for precision? In a field review we will go out and check the subject and comps in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.